Loss of or damage to the household goods and personal possessions that you, and your family members who live with you, have inside your home or the outbuildings at the address on your schedule. This loss or damage must be caused by fire, lightning, power surge (up to the amount as stated on your schedule), explosion, malicious damage, impact with your home or outbuildings (room(s) without direct access to your house), falling trees (but not while they are being felled), earthquake, storm, flood, the bursting or overflowing of geysers, equipment or pipes, or break-in or theft.

Contact us today to speak to one of our knowledgeable consultants and get a quote that will suit your budget and your business.